The 2026 market for houses in Koszalin and nearby areas cannot be described by one representative price. The available evidence combines a small number of recorded transactions, current listings and wider regional and national indicators. Each source describes a different part of the market.
Transaction prices: a reference point, not a stable index
According to Register of Real Estate Prices data, the median transaction price of a house in Koszalin was PLN 545,000 in May 2026. The median price per square metre was PLN 6,260, while the median floor area was 87.9 m².
This is a useful reference point, but it is based on only three transactions. Such a small sample should not be treated as a stable index for the entire market. Location, technical condition, plot size and standard can strongly affect individual results.
Listings and differences between properties
In September 2026, the checked listing page showed 67 house-sale listings in Koszalin and 71 offers in total. The selection also included nearby locations such as Stare Bielice, Jamno, Rokosowo, Cewlino and Golica.
Asking prices varied considerably. The listings included houses priced at PLN 195,000 for 76.8 m² and PLN 240,000 for 96 m², as well as higher-standard properties priced above PLN 1.6 million. Asking prices are not transaction prices, so the two sets of figures should not be compared directly.
Buyers reviewing houses for sale in Koszalin should compare properties with similar floor area, condition, standard and location. For suburban areas, the specific settlement and type of development should be assessed separately.
What do the data say about supply?
Statistics from Statistics Poland for the first quarter of 2026 show that, year on year, Poland recorded declines in completed homes and newly started construction, while the number of permits increased. West Pomeranian Voivodeship had one of the lowest housing-construction intensity rates: 0.8 completed homes per 1,000 residents.
This is not a direct statistic for Koszalin and does not cover only detached houses. It provides regional context for assessing supply, but it does not determine whether listings will increase or decrease in specific parts of the city or surrounding settlements.
Buyer interest and financing
A National Bank of Poland survey of 23 banks found that banks recorded higher demand for housing loans in the first quarter of 2026. The net percentage was 69%. Banks mainly pointed to earlier easing of lending criteria, better housing-market expectations and an improvement in households’ economic situation.
This is a nationwide indicator of interest in purchase financing, not a direct measure of demand for houses in Koszalin. It should therefore not be automatically translated into the number of local buyers.
Key points for buyers
- The median transaction price in May 2026 was PLN 545,000, but it was based on only three transactions.
- Listing prices covered a broad range, from below PLN 200,000 to more than PLN 1.6 million for higher-standard properties.
- Homes in Koszalin and nearby settlements are not one uniform segment; location and condition are essential for meaningful comparisons.
- Loan data suggest stronger financing demand nationally, but they do not directly measure local demand.
When assessing a specific property, buyers should distinguish between the asking price and the eventual transaction price and compare similar homes. The wider Polish property market can provide additional context.
Disclaimer: Information about mortgages and the property market is general in nature and does not constitute financial, legal or tax advice. Verify current terms with a bank or qualified adviser before making a decision.